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India. Categorisation by maturity period. A mutual fund scheme can be classified into open-ended scheme or close-ended scheme depending on its maturity period. An open-ended fund or scheme is one that is available for subscription and repurchase on a continuous basis. These schemes do not have a fixed maturity period. Investors can conveniently buy and sell units at Net Asset Value (NAV) related prices which are declared on a daily basis. The key feature of open-end schemes is liquidity. A close-ended fund or scheme has a stipulated maturity period eg five and seven years. The fund is open for subscription only during a specified period at the time of launch of the scheme. Investors can invest in the scheme at the time of the initial public issue and thereafter they can buy or sell the units of the scheme on the stock exchanges where the units are listed. In order to provide an exit route to the investors, some close-ended funds give an option of selling back the units to the mutual fund through periodic repurchase at NAV related prices. SEBI Regulations stipulate that at least one of the two exit routes is provided to the investor ie either repurchase facility or through listing on stock exchanges. These mutual funds schemes disclose NAV generally on weekly basis. Categorisation by investment objective.
A scheme can also be classified as growth scheme, income scheme, or balanced scheme considering its investment objective. Such schemes may be open-ended or close-ended schemes as described earlier. Such schemes may be classified mainly as follows: The aim of growth funds is to provide capital appreciation over the medium to long - term. Such schemes normally invest a major part of their corpus in equities. Such funds have comparatively high risks. These schemes provide different options to the investors like dividend option, capital appreciation, etc and the investors may choose an option depending on their preferences. The investors must indicate the option in the application form. The mutual funds also allow the investors to change the options at a later date. Growth schemes are good for investors having a long-term outlook seeking appreciation over a period of time. The aim of income funds is to provide regular and steady income to investors. Such schemes generally invest in fixed income securities such as bonds, corporate debentures, Government securities and money market instruments. Such funds are less risky compared to equity schemes. These funds are not affected because of fluctuations in equity markets. However, opportunities of capital appreciation are also limited in such funds.
The NAVs of such funds are affected because of change in interest rates in the country. If the interest rates fall, NAVs of such funds are likely to increase in the short run and vice versa. However, long term investors may not bother about these fluctuations. The aim of balanced funds is to provide both growth and regular income as such schemes invest both in equities and fixed income securities in the proportion indicated in their offer documents. These are appropriate for investors looking for moderate growth. They generally invest 40-60 per cent in equity and debt instruments. These funds are also affected because of fluctuations in share prices in the stock markets. However, NAVs of such funds are likely to be less volatile compared to pure equity funds. These funds are also income funds and their aim is to provide easy liquidity, preservation of capital and moderate income. These schemes invest exclusively in safer short-term instruments such as treasury bills, certificates of deposit, commercial paper and inter-bank call money, government securities, etc Returns on these schemes fluctuate much less compared to other funds. These funds are appropriate for corporate and individual investors as a means to park their surplus funds for short periods. These funds invest exclusively in government securities.
Government securities have no default risk. NAVs of these schemes also fluctuate due to change in interest rates and other economic factors as is the case with income or debt oriented schemes. Index funds replicate the portfolio of a particular index such as the BSE Sensitive index, S&P NSE 50 index (Nifty), etc These schemes invest in the securities in the same weightage comprising of an index. NAVs of such schemes would rise or fall in accordance with the rise or fall in the index, though not exactly by the same percentage due to some factors known as "tracking error" in technical terms. Necessary disclosures in this regard are made in the offer document of the mutual fund scheme. There are also exchange traded index funds launched by the mutual funds which are traded on the stock exchanges. These are the fundsschemes which invest in the securities of only those sectors or industries as specified in the offer documents. Eg Pharmaceuticals, Software, Fast Moving Consumer Goods (FMCG), Petroleum stocks, etc The returns in these funds are dependent on the performance of the respective sectorsindustries. While these funds may give higher returns, they are more risky compared to diversified funds. Investors need to keep a watch on the performance of those sectorsindustries and must exit at an appropriate time. They may also seek advice of an expert. These schemes offer tax rebates to the investors under specific provisions of the Income Tax Act, 1961 as the Government offers tax incentives for investment in specified avenues. Eg Equity Linked Savings Schemes (ELSS). Pension schemes launched by the mutual funds also offer tax benefits.
These schemes are growth oriented and invest pre-dominantly in equities. Their growth opportunities and risks associated are like any equity-oriented scheme. A load fund is one that charges a percentage of NAV for exit. That is, each time one sells units in the fund, a charge will be payable. This charge is used by the mutual fund for marketing and distribution expenses. A no-load fund is one that does not charge for exit. It means the investors can exit the fundscheme at no additional charges are payable on sale of units. In accordance with the SEBI circular no. SEBIIMDCIR No.416823009 dated June 30, 2009, no entry load will be charged for purchase additional purchase switch-in accepted by the Fund with effect from August 1, 2009. Similarly, no entry load will be charged with respect to applications for registrations under Systematic Investment Plan Systematic Transfer Plan Systematic Investment Plan Plus accepted by the Fund with effect from August 1, 2009. Assured return schemes are those schemes that assure a specific return to the unitholders irrespective of performance of the scheme.
A scheme cannot promise returns unless such returns are fully guaranteed by the sponsor or AMC and this is required to be disclosed in the offer document. Investors should carefully read the offer document whether return is assured for the entire period of the scheme or only for a certain period. Some schemes assure returns one year at a time and they review and change it at the beginning of the next year. Equity Funds. © Copyright. HSBC Asset Management (India) Private Ltd. All rights reserved. Smart Money Goal. YOUR GUIDE TO BETTER MONEY DECISIONS. How to use MF UTILITY to invest online in direct mutual funds – Registration steps, review. One awesome utility of the internet is it has made things easier. Especially investing in mutual funds. We shall check how to use MFUtility to invest in mutual funds online today.
Prior to digitization, there were only a couple of ways to invest in mutual funds (MF). You either approached an individual agent or bought it from the nearest … Read more. Pradhan Mantri Garib Kalyan Yojana 2016-17 and undisclosed income. Demonitization of 500 and 1000 notes was done with the intention of unearthing black money. Unaccounted wealth is slowly making its way back into the productive economy with seizures, deposits into Jan Dhan accounts and voluntary disclosures. Government had introduced the PMGKY Pradhan Mantri Garib Kalyan Yojana recently to control this. The … Read more. My Mutual Fund Portfolio – Disclosure. We have been sharing our knowledge and opinions for our readers on various topics. One of very popular questions asked by readers through email is "Hey, why don't you disclose your portfolio and mutual funds you invest in". It goes without saying that everyone has become bit reserved after SEBI guidelines. However, we're only analyzing mutual … Read more. Top 10 best stocks to buy now for long term in 2017-2018. I'm back after a long vacation and sorry for no updates last month. My mind is fresh and hence thought I can write on my favorite subject - stocks.
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Here @smartmoneygoal, our aim is to arm you with useful advice on tracking your income and savings. EPF – Employee Provident Fund is one such compulsory retirement scheme for employees that forces you to save for life … Read more. 6 easy ways to e-verify ITR-V form online – EVC, Aadhaar, NetBanking, ATM, Demat, DSC. As an individual or HUF, has your total income this year exceeded threshold limits for non-taxable income? Then it’s time to focus on collating your income and deduction details and file your tax returns using the relevant form. It doesn't end there. You must also verify the income tax returns. Here are 6 easy ways to e-verify your ITR-V form … Read more. How I made 20x in Page Industries but missed 100x multibagger. The stock markets are making new highs everyday. Not sure if one must be elated or cautious during such times. I hear many success stories nowadays. Market update aside, the last few posts on our blog have been more theoretical 'how-to' guides and was feeling bit bored.
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Are you sure you want to continue? Are you sure you want to delete this list? Everything you selected will also be removed from your lists. This book will also be removed from all your lists. We&#39ve curated titles we think you&#39ll love. List of Online Money Making Ponzi Schemes in Nigeria. It is no longer news that online money making Ponzi schemes have taken over Nigeria’s cyberspace with an aggressive popularity on daily basis. These online portals were in low number in the middle of 2016 with less visibility and popularity until Nigeria’s Security and exchange commission (SEC) made their first warning against the premier ponzi scheme MMM Nigeria late Augost. The warning by SEC was surposed to kill the growing popularity of MMM Nigeria but surprisingly the warning turned out to be a free advertisement for MMM. SEC’s warning was followed by Central Bank of Nigeria (CBN) calling MMM a “wonder bank“. However, as the time of writing this article no action has been taken by either CBN, SEC, NDIC or Nigeria’s house of representative to stop MMM and other Ponzi schemes in Nigeria.
Right now the authorities no longer have to contend with only MMM Nigeria, but a whole lot of them which have conviniently found their way into Nigeria’s Cyberspace. In this article, i am going to list top trending Ponzi schemes in Nigeria. But before i do, what is a Ponzi Scheme? According to Wikipedia, A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources. Operators of Ponzi schemes usually entice new investors by offering higher returns than other investments, in the form of short-term returns that are either abnormally high or unusually consistent. So below are top Ponzi schemes in Nigeria: 1. Executive Donations (executivedonations. com) : With the pioneer donation platform MMM Nigeria losing members confidence, Executive donation is set to bring up the urgent solution and fill the void created by MMM. Executive Donation is a Mutual Aid Funding network of ordinary people helping one another. Executive Donations provides the technical platform which helps millions of participants to reach out to those who NEED help to those who are ready to PROVIDE help, for FREE. On this platform, you simply provide help of a sum and get help of a higher sum within days. There is no guider or bonus, members have only four options – Rookie Plan Provide help of #5,000 and get #10,000, Basic Plan Provide help of #10,000 and get #20,000, Pro Plan Provide help of #20,000 and get #40,000 and Master Plan Provide help of #50,000 and get #100,000 in less than 24hrs days for all plans. when you sign up, the next step is choosing a package.
We have four packages – 5,000, 10,000, 20,000 and 50,000. When you join any of the packages, a sponsor will be automatically assigned for you to pay the exact amount in your package. Ensure you call before and after payment so your sponsor can confirm you. After payment have been confirmed, two members of same package will be matched to pay you, which is 100% of your donation. You can repeat the process from any package of your choice. Members can repeat the process without creating duplicate account. CLICK HERE TO REGISTER. 2. MMM Nigeria (nigeria-mmm. net): MMM Nigeria is part of the MMM Global community, a Russian Ponzi scheme dated back to 1989. MMM gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE. All transferred funds to another participant are your help given by your own good will to another one, absolutely gratis. The scheme promises a 30% return on investment to members. A message on the site’s home page reads: This is a community of ordinary people, selflessly helping each other, a kind of the Global Fund of mutual aid. This is the first sprout of something new in modern soulless and ruthless world of greed and hard cash.
The goal here is not the money. The goal is to destroy the world’s unjust financial system. Financial Apocalypse! Before you join, be sure to be acquainted with our IDEOLOGY! MMM currently is the most popular online money making portal in Nigeria. It ranks on alexa. com as the 10 th most visited website in Nigeria as at today. 3. Ultimate Cycler (ultimatecycler. com): Is second most popular online money making Ponzi scheme in Nigeria, currently it is ranked in alexa. com as the 15th most visited site in Nigeria. The founder Peter Wolfing is United States based network marketer. When you register, you will need to donate the sum of N12,500 to a fellow member and the person will then confirm your donation.
The system (Admin) will put 4 other registered people under you from spillovers who will also pay you N12,500 each , into your bank account, making N50,000 . You can also bring people to register under you if you can’t wait for the system to do it for you. 4. Givers forum (giversforum. net) : is one of the top online money making Ponzi schemes in Nigeria just like MMM Nigeria, Ultimate Cycler, i-charity, crowd rising etc. With the increasing rate of new Ponzi schemes in Nigeria today, one can only imagine how long these schemes will trend on the web. The domain “giversforum. net” was registered on 17th October 2016 and it is already the 47th most visited site in Nigeria as today, this goes to show how popular givers forum has become and it is the 4th most popular ponzi scheme in Nigeria. GIVERS FORUM is a community of givers, people who provide each other financial help on the principle of “Give, it shall be given unto you, good measure, pressed down, shaken together, running over…” In GIVERS FORUM you don’t have to make contracts or pledge your property, there are no lenders and no debtors. Everything is very simple: one participant asks for help — another one helps. The only thing that GIVERS FORUM demands from its participants is to be honest and kind to each other. You ask for financial help when you need it, you give financial help when you are able to do it. Just like MMM Nigeria, there is no central account, where all the System money flows to (and where it can be easily stolen from). All the money is only in the bank accounts of the participants themselves!
In a lot of thousand and million private accounts. Participants transfer to each other directly, without intermediaries! (What are they for? : HOUSING) In fact, GIVERS FORUM only regulates the process and makes available to members several affordable housing projects across the nation — nothing more. So the System completely belongs to the people. No kidding! It is a real mutual aid fund where ordinary people help each other to fulfil one of the most important needs in life. Read more here….. 5. Zar fund (zarfund. com) : Zar fund is the 3rd most popular Ponzi scheme in Nigeria, currently ranking as the 57th most visited website in Nigeria as at today.
The scheme is founded by Hannes Jordaan, an online entrepreneur living in South Africa. Zarfund help with direct funding for your financial needs. With this program you are just a click away from financial freedom. After joining your level 1 upline’s referral link, you pay your upline 0.03btc per month to be in a position to receive the same from each of your level 1 downlines. This is followed by receiving the same amount from each of the two people you recruited. This initiates a chain such that with enough collection of funds from your level 1 downline you get to upgrade to level 2 in the same manner you joined. This process keeps expanding and helps you gain enough money in a convenient way. Read more here……. 6. Icharity (icharity. club) : This is the 5th most popular ponzi scheme in Nigeria, currently ranking on alexa.
com as 71st most visited website in Nigeria. International Charity Club (iCharity Club) is an International network of donors. iCharity. Club is a peer-to-peer donation platform for members to help other members in a systematic way. By using this platform, member can give and receive donations from each other. It is open to everybody, anywhere in the world can join this program. The major difference between iCharity. Club and other networks is that iCharity. Club platform allows members to donate directly to each other (peer-to-peer) while other networks allow members to donate to each other through a central system (peer-to-server). This is why it has been very difficult for people to succeed in other networks being that every payment goes into a central system which further decides who to give, when to give and how to give members money. 7 . Crow Rising (crowdrising.
net) : This is relatively new in the online Ponzi Scheme market in Nigeria, although it currently receive low traffic as it ranks at 143rd most visited site in Nigeria. The system was designed in such a way that it can be used by Fundraisers, such as for Charities, Schools, Clubs, Churches, non-profits, family, and personal financial needs etc., etc. The donations are NOT collected by the Administrator, nor are they automated by the system, rather donations are sent directly and personally from one member to another member, from one member’s payment processor to another member’s payment processor. READ MORE HERE…. 8. Get Help Worldwide (gethelpworldwide. com): Get help worldwide is one of the trending mutual fund peer-to-peer donation portal in Nigeria today. The scheme has only been in existence since August 2016 and it already having a major share in the mutual fund community. It is simply an online Community where people are helping each other Financially Directly with No Third Parties Involved, whatever Help you give to someone financially grows by 30% if in Local currency or 50% if in Bitcoin in 30 days. How Does Get help worldwide Work?
You declare the willingness to Give Help (click on “Provide Help”), type in the amount you wish to Provide as Help either in your Local Currency on in Bitcoin after which your account will be rewarded with One Time Registration Bonus (depending on amount of Help Provided). Help provided will start growing from the moment it was entered online at the rate of 30% for Local Currency or 50% for Bitcoin in 30 days, while you remain with your money till you are paired with who you will donate directly to. In GHW, you will be able to see picture of who you are donating to with their Country. Your Yield amount and date shows you Amount you can request on the 30th day and the date of Maturity. Say you have announced willingness to assist with $ 100 in Bitcoin, they will immediately start growing! By 50% in 30days, this $100 will become $150 in Bitcoin, if you declare willingness to give 1,000 in your Local currency (30% growth) in 30 Days it will become 1,300. Accordingly, you will be able to request for Help of $ 150 in Bitcoin or 1,300 in your Local currency. Participants who fail to upload their Picture will earn 30% of their Provided Help in Bitcoin in 30days and 20% of their Provided Help in Local Currency. Participants who Upload their Picture will Earn their Complete 50% in Bitcoin in 30days and 30% for Local Currency in 30days. Participants who upload fake pictures will be Blocked when their ID is requested and compared with the uploaded picture. However, you cannot Get Help if you have not Provided Help. Request for providing help comes to you in your Dashboard. If you do not do it within 48 hours, you will be removed from the system. (For all eternity) In cases of any matter regarding the topic our Support Team are ready to help and answer all your questions.
Read more here…. 9. e-Cooperative. online : The influx of pyramid schemes and multi-level marketing in Nigeria took the internet by a storm, within the space of about 4 months a lot of them sprang up, many of them with similar model, which is promising a certain percentage on capital donated. For example MMM Nigeria gives 30%. But there is an innovation brought into the system by e-Cooperative. online, they do not promise any per cent on capital donated, rather it a simple system that enable members raise the money they seek for any business project, make money from their venture, show them ideas on how to manage the money they have made, and of course show them how that money can be multiplied using various financial instruments. What is e-Cooperative. online? E-cooperative is a simple system that enable members raise the money they seek for any business project, make money from their venture, show them ideas on how to manage the money they have made, and of course show them how that money can be multiplied using various financial instruments. There are two sides to ecooperative and you can choose which one you want to be involved in. The first side is the multilevel part of ecooperative. The second side is the business part. Some of the services that ecooperative renders are – Fundraising through cooperative, Online and offline business development, Internet marketing and training, Online Advertising, Agro-economic ventures, Financial Empowerment services, Hire purchase service, Micro-credit, eCommerceOnline Shopping and Skill Acquisition training.
Read more. 10. theachievas. org – Register and get100% Within 3days : This the latest 2017 money doubling scheme in Nigeria today, In theachievas. org, with 50k you get 2x what you donated which is 100k within 3days. Once register, click on “get a sponsor” you will be matched with whom you will pay to, once you pay and the person confirms you, you will get in queue and within 3 days two people will pay you 50k each. If you don’t get your downlines after 3 days, then contact support, they respond quite fast. if your downline isn’t responding well then “operation kill the beggar” is there for you in a nutshell. Read more here. I am Ezekiel Enejeta, a seasoned publisher and internet marketer. I love writing about opportunities, finance, business and sometimes politics. Follow me on twitter @ RealEnejetaEz. CHECK OUT THESE INTERESTING STORIES: Get help worldwide Registration, Login and how it works, best peer-to-peer donation scheme in nigeria Reps tell EFCC to investigate Keystone Bank MMM Nigeria Ponzi Scheme And The Curse of ‘Herd Mentality’ Recession: Expert advocates background check as panacea Ponzi shemes: Change of attitude is solution to challenge, SEC DG says MMM promoters jittery as U. S charges two Ponzi scheme operators Customers Slam DSTV over Alleged Exploitation You have case to answer, court tells Gov Nyame We Are Tired Of Waiting – Ultimate Cycler Users Blast Peter Walfing Crowd Rising Nigeria: Registration, Login and how to make money online Delta State Speaker Igbuya is a sincere leader, says CPS TSA Rakes In N5.24trn For Nigeria Buhari to return soon, but homesick – Garba Shehu Eurobond over-subscription shows economic recession’ll end soon – FG Naira to remain below 500dollar this week — Experts Naira beats analysts’ expectation, closed 2016 at 490dollar Manufacturer cautions CBN over sale of dollar to BDCs Latest Peer-to-peer Donation in Nigeria: theachievas. org – Register and get100% Within 3days Nigeria Unveils New Credit Guarantee Company Get Help Worldwide Registration, Make 30-50% per month on top of every money you invest and join our whatsapp group for tips to make 90-120% per month after registering here. Comments expressed here do not reflect the opinions of FINANCIAL WATCH or any employee thereof.
She is a prolific writer and has special interest on writing about business and opportunities. She can be contacted via email protected List of N-Power Shortlisted Names In Delta State By LGA. Rivers Re-run Election: Wike, PDP planning to deploy fake army, policemen on December 10 – APC Alleges. MMM Nigeria assures of Second Coming, to unfreeze accounts Jan. 14. Popular Ponzi scheme, Mavrodi Mondial Moneybox, MMM, has assured investors of unfreezing their accounts on January 14. This was a resolution reached at a meeting … MMM Nigeria not yet crashed! There has been some reports flying around about a purported folding up of Ponzi Scheme, MMM Nigeria in Lagos which have sent “investors” in the scheme into … All You Need to know About Zar Fund Explained zarfund. com By Ezekiel Enejeta Zar fund (zarfund. com) is unarguably the 3rd most popular online money making Ponzi scheme in Nigeria today, with only MMM Nigeria and … Bitcoin at all time high, Don’t miss out of the biggest bubble in history, you can earn three times your investment. Send at least $50 worth of Bitcoin to 1AK7gSZNhGe3zH1mjRcAGzqiu49wDA7Fdx and double your investment within 48 hours. BuySell your Perfect money & Bitcoin at 247xchanger Website: 247xchanger. comBBM: 762C119BSkype: 247xchangerICQ: 658952962Main Address:TJ10, T&J Shopping Complex, Akobo-Ojurin, IbadanWe are online 247Best rate assured.
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You can participate in any of these levels. TUTORIAL ON HOW TO USE DONATION HUB. A worldwide channel to connect participants to share donations and receive incentives in return. A group of ordinary people, selflessly helping each other. DonationHub is unique, reliable and will last for many years. A lot of Nigerians are really cashing money in few days. Launched September 20th 2016. DonationHub is all about selecting someone from a list of people, make a donation to the person. return, your name will be published on another list, so someone will. select you and donate back to you with incentive (interest).
These list of people that need donation are automatically posted at specific time intervals. There are two types of list in DonationHub. INSTANT DONATION LIST (pays your capital plus 30%) SCHEDULED DONATION LIST (pays your capital plus 100%) CLICK TO REGISTER. After you have registered. Go to your Email and click on the Login to your account to verify your email. After verifying yor email you can now Login. When you Login, you need to set up your bank details or bitcoin details. Depending on the payment option you want to use. So you Login and click on Bank to put your details. After setting up your bank payment details, Next thing is to go to Make Donations. That is where you can select the type of list you want to make a donation. There are two types of list in Make Donations. Lets talk about Scheduled Donation List.
SCHEDULED DONATION (100%) Here, list of people that need to get help is timed (scheduled). It will be posted every 30 minutes from 7AM, 7.30AM, 8AM, 8.30AM, 9AM, 9.30AM, up till 7PM. you pick someone from schedule list and pay, it might take up to 14. days before your name will be posted so you get paid back (though the. website said 30 days maximum). If you miss any timing, you can target another time or checkout Instant List timing. Many people will be online waiting for the list to be out so they can pick. The scheduled list is more competitive, once its out, within few minutes, people have quickly picked all. LIST DOESN’T USUALLY APPEAR ON WEEKENDS. So lets assume, you want to pick someone from the 7AM list. Login say 6.50 AM. Go to Make Donations. Scroll down to select between Instant Donation or Schedule Donation and click on continue.
On the Donation List Page, Keep refreshing the page. The page might seem empty but exactly at sharp O’clock list will drop. so keep reloading your page. When the list shows up, the list hardly last for more than 5 minutes, everything will be reserved by donation grabbers (participant like you) NOW FOR NIGERIANS THAT WANT TO USE ONLY NAIRA. 1. I advice you put only your bank details after registration. 2. When picking someone, make sure you see the Nigerian flag beside the name. 3. Make sure you see the house icon beside the name showing heshe accepts bank payment. Don’t go and pick someone that accepts only bitcoin and start begging him to accept the equivalent in Naira. Now Lets assume JOY01 is a Nigerian and she accepts bank payment. She need N45,000 (note the dollar equivalent showing $90) To reserve (grab) her for payment, you quickly click on DONATE.
When you click on DONATE. A page will come out. This page that comes out is where you type how much you wish to donate to her. Least amount you can donate for Scheduled Donation List is $50 which is N 25,000. She needs $90 which is N 45,000. If you don’t have up to that amount to donate to her, you can put the amount you have. But it must not be less than $50 (N25,000) for Scheduled Donation List. You quickly type in the dollar equivalent and click RESERVE. (type 90 without dollar sign) After you have clicked on Reserve. Go to OUTGOING TRANSACTION. You will see the person you picked and his details. You have 15 hours to make payment.
Call him before payment. After you have Paid. Login and click on PAID. Call him to Login and confirm you. He will then login and click on PAID too. The status will turn to COMPLETED meaning you have paid. SCHEDULED meaning you have been scheduled to receive payment. INSTANT DONATION (50%) Here, list of people that need to get help is also timed. It will be posted every two hours from 8AM, 10AM, 12AM, 2PM, 4PM, 6PM, 8PM. If you miss any time, you can target another time. Many people will be online waiting for the list to be out so they can pick. Instant list pays 30%. It pays faster like in 2 days or 7 days depending. RULES OF DONATIONHUB. you reserve someone from any list, wait till you finish that.
transaction and get paid before you can go and do again from that list. If you pick someone from Schedule List, You have to wait till you get paid before you can do schedule list again. But you can go ahead and do for Instant list while waiting for your Schedule list payment to come. Reserve only what you can pay. Shine your eyes well. Do not reserve someone that needs to be paid in bitcoin when you don’t know anything about bitcoin. Once you have reserved someone, you cannot cancel, you must pay or get blocked. Do not click on PAID when you have not PAID the person. When you have been paid, Login and confirm by clicking PAID. When you reserve someone, you have 15 hours to make payment. Make sure your phone number is correct. If you found this tutorial helpful click here to register and get started.
Join donation hub and hit big. very reliable. GOOD NEWS PEOPLE. * Have you heard of a platform called Providehelp? * It’s a secured and guaranteed system where you get 50% 100% of your money plus your money back every 10 days. YES. YOU HEARD ME RIGHT, EVERY 10 DAYS. So long you pay your re-commitment fee on the 8th day, Which is the same as the amount you provided help with. Then you are good to receive your payment every 10days in your bank acct with other bonuses. AM ALREADY GETTING PAID. If you want prove I will show you. For more info, pls call 09054885642 or add on watsapp or click on providehelp.
clubindex. php? Onaja2 to know more and get started. Note: no referral rubbish before you get paid with or without bringing people your money is counting. But there is referral bonus. I prefer diamondpeak. org, it pays faster within 2 days. Get the double of you investment within 21 days, but I always get paid in every 8days. It is a new site and it is paying quickly, so use the link below to register your self. Or call me on 07030188492. Its New and Hot… donate and receive ur payment with 30% in 7working days, and 80% within 48hrs-30days. It called donation Hub. Dont doubt it cause im getting paid every week.
Watzap me to learn more on it. I’ll also show u enough proof. Use: emmantevirus as ur sponsor’s name or click on the link below. Well good list but missing one and the best of all. I’m surprise multinaira is not on the list. All you need is just N1000 and you can get over N10 million help within a very short time because you only need to refer two people but you can also choose not to refer anybody because the system always spillover people. You can use my referral link to register at multinaira. combablo1 and you will be amaze you did. Wow…. I joined Multinaira and it’s simply cool and very easy to earn from each level. Join my link below and start smiling to your bank today.
multinaira. combeneinyang. Well good list but missing one and the best of all. I’m surprise multinaira is not on the list. All you need is just N1000 and you can get over N10 million help within a very short time because you only need to refer two people but you can also choose not to refer anybody because the system always spillover people. You can use my referral link to register at multinaira. combablo1 and you will be amaze you did. Well good list but missing one and the best of all. I’m surprise multinaira is not on the list. All you need is just N1000 and you can get over N10 million help within a very short time because you only need to refer two people but you can also choose not to refer anybody because the system always spillover people. You can use my referral link to register at multinaira. combablo1 and you will be amaze you did. best one so faar. Hi Prospective Members, My name is Michael, I’m resident in the State of Qatar.
I just want to inspire someone out there. I started out on Zarfund Platform precisely 3rd January 2017 and within 2 weeks, majority of my down lines are now in Level 3 and 4. I do not see any Multi Level Networking Platform that could dwarf the achievements of this carefully thought out Model. If anything, The Zarfund Model has proven that hard work pays. Join Me and my team as we take over the Middle East Zone and Africa. ? We have a very special promotion ongoing for new members who are willing to join within the next 7 days. A Promotion that no one else can offer you. Whatsapp me on +974-7449-0819. I am here for the masses who have chosen to take their financial destinies into their hands. ? Promo Clue: My Team is currently distributing the total sum of 10BTC to new members. Register via this link: zarfund. comref8107ea7018register and contact me for further details, which will help in payment of your upgrade.
Join the new and great platform. Join nairaflow. com. ng and make ur double cash before seven days it is working fine and good. New in town. cool. Kingsway is not a revshare site like MPCABitluna it’s an investment program. The UK certified (beta. companieshouse. gov. ukcompany10565276) Kingways Investment Limited is consideredto be the best way to access the global financial markets of the future: cryptocurrency trading and the Blockchain technology. I’m withdrawing instantly almost everyday. Join at uploads.
disquscdn. comimagesebae2761b8b01b5890c47b52c93aaabb646677e8036aa6c8604312d465ef8543.jpg kingways. biz?ref=econsulttt. “hello every one, i must say it’s been pretty rough for us ordinary nigerians: high cost of goods and services, lack of basic amenities and where they exist dilapidated, insecurity, insurgency, the lists is unending while the pple we call govt are too busy(amassing wealth). in the face of all the hardship, a whole lot of money making schemes have flooded the country. but that does not mean, they are all phony. i have personally encountered one and i am going to share with all interested persons not bcos i want to promote them but bcos i have made some really cool profits from it….it is known as NNN, a replica of the erstwhile MMM, but modified to exclude every thing that led to the collapse of the latter. it offers 35%and 55% interest on cash and bitcoin donations respectively, #5000 welcome bonus, and your withdrawals within 14days of a donation, + others…
follow this link to register: email protected ” Have you heard of a platform where you get 50% and 100% of your money back every 10days. YES. Every 10days directly into your bank account with other bonuses. For more information call 09054885642 or add on watsapp to know more, or you click on providehelp. clubindex. php? Onaja2 to know more and get started. Many wonder why Nigerians were able to survive the down fall of MMM, I tell you today that it was as a result of the good packages from twinkas. A platform where you donate as little as #5000 and as high as #50000! You will agree with me that this is by far the most convenient p2p in the country now. Register by clicking tinyurl. comgn4q2dj and fill out the necessary details after which you choose a package. #5000 to get #10000.
#10000 to get #20000. #20000 to get #40000. #50000 to get #100000. And the #100000 to get #200000 package will be available soon. I belive a trial will convince you that twinkas will help you achieve that your new year goals! So what are you waiting for start twinking and start making money tinyurl. comgn4q2dj. Post your testimony here if you have seen alert! Do you know you can now double your naira in a month….. For instance, you can double your 500,000 to 1,000,000. Call me 08113817314 or whatsapp. Crowdrising is the real Money Making Machine.
Come and feel the real money and bid FAREWELL to poverty forever!. In Crowdrising, we make money to work for you while you relax and keep counting your bank alerts everyday. You do not need to waste one month just for 30% profit nor must you refer people rather you make 100% profit in a day or two. All you need is to join this great ACTIVE TEAM with vibrant hot active upliners and downliners. to join this great active team. Important Notice: Please do not join or register unless you are ready to make payment immediately. EARN BIG TODAY 200% OF WHATEVER YOU DONATE. REFERRALS NOT COMPOSARY(TWINK TODAY) HOW TWINKAS WORKS. When you Join, you will need to donate the sum of either N5000, N10000, N20000 or N50000 to a fellow member assigned by the system or your direct link, and the member will then confirm your donation and then the system will automatically assign 2 other registered people under you from spillovers who will also pay you the joining amount each, into your bank account, making 200% (i. e. 200% of N5000 is N10000, 200% of N10000 is N20000, 200% of N20000 is N40000 and 200% of N50000 is N100000). TwinKAS will assign referrals to pay you.
After you have received payment from 2 people under you, the system will automatically EXIT you and allows unlimited registration. All donations are made directly to member bank account. Share TwinKAS to people and make the world a better place. to hell with recession, Join a more organised forum and make money without worry. gethelpworldwide. com?ref_id=71633-IFEANYI_KALU. Use my link to register at gethelpworldwide, your money is secured and you won t be matched to give help until after 3 weeks and you get your money the 30th day. you can call me on 08033784574 or email at email protected for more information or assistance. Take advantage of an investment scheme that pays you 100% on your investment in just 8 days. It is tested and trusted. The system is secure and crash proof.
I have been paid severally. Join with the link below & thank me later: Ecooperative. online is the best with just 1000 you can break out of that financial pain join with the following links: ecooperative. onlineregisterifeanyi2017. Or whatsapp me on :08134370661. Join this Active team and benefit from spillovers. here we teach you how to ”Work your bussiness” It’s ultimatecycler Registration is free…but u ll be matched to pay 12500 to some1 and 4 persons pay u 12500 in return (50000) total You could get that total in 1 week or days All it involves is register and tell two people about it It works ultimatecycler. com Sponsor: Ikoghoowinni or whatssap 08104696473. Join the new and great platform. Join nairaflow. com. ng and make ur double cash before seven days it is working fine and good. New in town….. I don’t know the fuss about MMM.
Ultimate cycler is the best. It’s real, it pays . your 12,500 =50,000 in less than 2 weeks. Doubters should continue doubting, go getters will click the link below for registration: Serious members only, I don’t want anyone who will come and dull my team. Add me up on whatsapp 07017293068. I don’t know what’s the fuss about MMM. Ultimate cycler is the best. It’s real, it pays. 12,500 =50,000 in less than a week. Doubters should keep doubting.
Go getters should click the link below for registration: Serious members only, I don’t want anyone who will come dull my team. For whatsapp add me up on 07017293068. The fastest and best money making program still remain Crowdrising. No 30 days delay, no limited profit, Its 100% at peak. All you need is an active team like the link below: crowdrising. netrefBuchiCR. It has a very active uplines and downlines which will help the system to randomly pair you as fast as possible to make your money while you sit and relax like the boss you are. It gives you a great 100% profit and you have nothing to loose. Just become financial free overnight and stop worrying about your daily expenditure rather you will be saving more because Crowdrising has come to make you richer everyday. Delay is Dangerous because TIME is Money.
PLEASE DO NOT JOIN UNLESS YOU ARE READY TO MAKE PAYMENT. Woow. the best of money making program Utimate Cycler is back. It doesn’t take one month or just 30% but gives you 100% in few hours once you are in a great ACTIVE team with VERY ACTIVE DOWNLINES AND UPLINES like the link below: With the above link, all you need is to register, relax like the boss you are and start counting your bank alerts. Trust me when i say its a great team indeed, tested and trusted! When people where mocking others about UC thinking its like MMM, i told them to go and read about UC because it has been in existence over years and nothing happened to it and finally it was proved reality by coming up online today. Its also a great opportunity for our MMM brothers and sisters in pain to recover their hard earned money from MMM in few days and be back on their feet because a true great man is he who falls 7 times and rose 7 times. You fall today does not mean you are a failure rather its a great opportunity to become an expect and move on with greater speed and i now present you the above link which has all the necessary nutrient, speed and efficiency you need to get back on your feet again. PLEASE DO NOT JOIN UNLESS YOU ARE READY TO MAKE PAYMENT. Join the new and great platform. Join nairaflow. com.
ng and make ur double cash before seven days it is working fine and good. New in town. PROBLEMS ALOTS OF NIGERIANS HAVE FACED JOINING THIS PLATFORMS. CROWDRISING, ULTIMATE CYCLER, iCHARITY. i have opened my account for 2 weeks now or even 1 month and i have not gotten paid or i want to register but i don’t know how to get people we have a solution for you. All you need is a multi level marketer that knows the business to guide simply by publishing your referral link on their platform in less than 4-5days you should have your level complete which mean you earning 40,000 Naira. however if getting people is a problem worry no more once you we have published your referral link on our page thousands of Nigeria go on it to select referral link of their choice and in return send theirs to us. we understand this business better all we do is beat the system for the benefit of our customers. whatsapp us now for solution to recover your cash back. whatsapp us – 08095533474…. New paying Scheme Alert4Alert. ml is the best and number one in town and NIGERIA friend join my to enjoy this Scheme alert4alert. ml Alert for Alert GOD BLESS YOU for solving our problem.
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